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Faith is believing in the unseen. The main obstacle we face when it comes to money is not having this Faith. We may have our objectives and goals established but we don’t always know the how and this tends to discourage us from moving forward. You want to buy a house but when you calculate the cost of even the mortgage repayments, it may look like a lost cause. I have said in my previous articles that financial goals will stretch you – do you decrease your expenses or find a way of increasing your income? However to support those two actions, we need to ask ourselves do we believe we can do it or do we believe we deserve what it is we have established as a goal.

In my own personal experiences as well as those from people I have now worked with, I think this is the difference between whether we succeed or we don’t. I have recently come back from a trip which three months ago, I could not contemplate where the resources were going to come from and it has reinforced this lesson. When you believe something and can even visualize it you start acting in alignment with that vision. This has the effect of drawing your desires closer and closer to you. You start to see opportunities that you would have otherwise not recognized. When you fundamentally don’t think you can actually do it, you don’t act in alignment with it and nothing happens. Say you want to buy property and current facts are you don’t have the money to do so. If you however believe this is going to happen, you will conduct some research, learn about the market, talk to other people about it etc. Something is likely to manifest from this. You may not end up buying it now but may be in a year you will. Your research efforts will pay off and you will come across the right opportunity. You may buy it with a group of like minded individuals rather than waiting to afford it on your own. However if you forgot about it simply because there was no money at that time to do it, you will not have done any of the things we have mentioned and in all likelihood will not acquire the property.

This change in thinking takes practice. We have become accustomed to waiting for the money to appear before we make our plans and I am now challenging you to make and start executing plans before the money appears and trusting it will appear. Your everyday actions will however have to be in alignment with those plans. What you have done to achieve your dream today? Your aspirations could be related to investments, growth in your business, a holiday you always wanted or it could be a better job. Every small action adds up and pushes you closer towards it. Sitting around with friends complaining about how broke you are, how the government is not doing their job or how the economy is bad does not. We cannot keep saying we want to create wealth – presumably more wealth than we have at the moment- but our thinking, actions and even conversations remain limited to our current circumstances. Also be open enough to know and recognise that opportunity may also come in a different form from what we expect.

Waceke Nduati Omanga| waceke@centonomy.com | Twitter @centonomy.