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Centonomy® Ltd is a Financial Literacy Institution that teaches individuals about management of their Personal Finances. Centonomy is coined from the word Cents meaning Money and Autonomy meaning Independence.
Our purpose is to Transform people’s relationships and experiences with Money through Education
Through education we assist individuals in achieving their own definition of Financial Freedom by ensuring they can define their values and be motivated to proactively structure their financial lives. Our objectives are:
– Train individuals on financial matters to make sound financial decisions
– Offer professional consultancy & support services to ensure personal goals are being achieved.
– To promote a culture of responsible personal financial management
The company was founded in 2009 by Waceke Nduati. We have worked with over 2000 people through our various services as outlined below. Our Courses and Coaching programs are designed to help employees understand and weigh the financial implications of action as well as the additional cost of inaction.
Products and Services
Centonomy 101™ – Personal Financial Management Course
The objective of this introductory course is to show you a direct, concise and easy to follow path towards financial independence, debt free living and profitable investing. This courses is run as an open workshop on a monthly basis or in house for Corporate Clients and Investment Groups. More about Centonomy 101™
Individual Financial Coaching
This is an individual coaching program designed to equip you with the skill required to take charge of your financial life. You will work with a financial coach who will assist you in identifying how to achieve your financial goals. More about the coaching program.
Centsible Woman™
The objective of Centsible Woman™ is to bring women together to have Conversations about Money. Money issues have been known to affect women in a unique way including their personal relationships. We provide a forum that empowers women through learning as well as sharing their unique experiences and relationships with money. The Centsible Woman is facilitated and run by Waceke Nduati, who has become renowned for her ability to demystify our relationships with money.. More about CentsibleWoman
Money Central™
This is an interactive personal financial website which gives you not only information but also access to calculators, financial tools that you can use and save as you plan your money. Go to MoneyCentral.
We have been humbled and excited to see the various ways in which people have made positive changes in their lives, and determined to keep our material and content relevant to what you need. As part of our ongoing initiative in empowering you to take the next step to wealth creation, we will from May 8th,2012 be offering a structured course on Personal Financial Management which will be covered over 10 weeks, with your attendance required once a week. The aim of this program is to ensure that you are able to come up with your own financial plan/strategy and be equipped to take the necessary steps in making that happen through investments. From our success stories over the years we believe that people create the most wealth when they can be motivated and educated to proactively manage the process themselves, therefore in each section/module you will be doing practical exercises on yourself to ensure that the learning can be immediately applied. The course content is built from practical experiences, professional Insights into investments, and includes a lot of the feedback we received from you. We look forward in walking this journey with you.
For the details of the course and the content click here.
Research has shown that many people are overwhelmed by personal finance issues. Financial issues have been known to affect people in many ways such as personal relationships and indeed performance in the work environment. Information is not readily available and most people have never received training that could help them manage their finances. Research is beginning to link financial education and counseling to improved employee health, work performance and attendance.
Centonomy 101™ is a Personal Financial Planning Course that has been running since April 2009. With this training our intention is to show you a direct, concise and easy to follow path towards financial independence, debt free living and profitable investing. We will illustrate specific easy to follow choices that will accelerate your journey to Financial Freedom.
The course is conducted in three ways:
OUR COURSE:
With our course you will learn how to:
Centonomy 101™ is extremely practical and you will get the opportunity to work through actual situations/calculations related to your own personal circumstances. The Course is divided into 6 key steps to ensure that you come out of there having learnt and developed actual solutions to improve your financial life.
| Step 1: Creation of a Spending Plan | |
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| Step 2: Personal Financial Goals | |
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| Step 3: Tackling Debt | |
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| Step 4: Creation of a Personal Financial Plan | |
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| Step 5: Introduction to Profitable Investing | |
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Course Materials and Refreshments are provided. The next open Centonomy 101™ will held on August 27th at Apollo Centre, Westlands. Contact us to book.
Our one on one financial coaching is structured to equip you with the skill required to take charge of your financial life. We believe that you will ultimately be the best manager of your money and this coaching process You will be assigned a financial coach which will assist you in identifying the following three areas:
PROGRAM DETAILS
SESSION 1: THE JOURNEY BEGINS
| CONTENT | OBJECTIVE | RESULTS |
| Your profile | Evaluate your current life situation. Understand your values and priorities. | Identification of specific financial management techniques to be adopted
Agree on Solutions for addressing the financial priority areas. |
| Understanding your current financial status | Review of your budget
Review your personal balance sheet i.e. assets and debts. |
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| Your financial objectives | Address key pressing financial issues identified such as debt, school fees, building of an emergency fund.
Identify Specific Financial Goals to work towards. Break down of financial goals into short term, medium term and long term targets |
SESSION 2: MY ROADMAP TO FINANCIAL SECURITY
| CONTENT | OBJECTIVE | RESULTS |
| Set Financial Targets | Pricing of Financial Goals in relation to the time required to achieve them i.e. what will it cost at the time you want to achieve it. What will it cost to retire, educate your children, build your emergency fund etc.. | Documented Financial Plan/ Action Plan addressing the process of getting from where you are where you want to go.
Understand what financial protection you need for you and your family. |
| Road map to achieving goals | Break down of these targets into a yearly action plan
Understand how to use time to make your money grow. Understand the type of investments, returns, monthly savings that will enable you to achieve your goal in each time period. |
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| Building a Financial Safety Net | Application of insurances, wills, trusts and other safety mechanisms that may be required. |
SESSION 3: CREATION OF WEALTH
| CONTENT | OBJECTIVE | RESULTS |
| Overview of Financial Vehicles required to achieve goal | Identification of types of Investment and Saving vehicles required to achieve goal in each period. |
Creation of a monitoring system to ensure objectives are achieved. |
| Risk Profiling | Assess your individual risk appetite | |
| Monitoring and Review | Establish a review and monitoring system. |
Whilst we encourage women to go through the Centonomy 101™ course to understand the technical aspects of money, our Centsible Woman™ program brings women together to have Conversations about Money, the kind of conversations that are not covered in a technical personal financial workshop. The Centsible Woman is facilitated and run quarterly by Waceke Nduati, who has become renowned for her ability to demystify the unique relationship women have with money.
Through “The Centsible Woman™” we have had conversations with over 1000 women in this area. We have developed a strong track record in going beyond just the education but also understanding the unique relationship that Women have with Money and how to communicate effectively to Women. Our interactive blog site www.centsiblewoman.com has provided a platform for women to continue learning and having these unique conversations about money. In Centsible Woman™ our conversations have featured:
The Centsible Woman is all about the Financially Aspirational woman, The woman who has a desire to Share and Learn. We therefore make it a point to have people who can share their true life experiences with our participants. This has included Eva Muraya , Carol Musyoka, Gladys Ogallo, Maureen Murunga. Join the Conversation at CentsibleWoman .
The Lead Trainer
Waceke Nduati is the founder and director of Centonomy. She is the Lead Consultant at Centonomy and is led by her passion for the financial planning industry as well as helping individuals achieve financial well being, Waceke has over 10 years experience in the investment industry internationally as well as locally. Institutions she has worked for include Balmain NB (Australia), Dyer and Blair Investment Bank, African Alliance Investment Bank, CFC Stanbic and CCS Financial Solutions. Her work experience has covered diverse areas such as IPO Transaction Advisory, Unit Trust Fund Management, Retirement Fund Management, Stock Brokerage and, Investment Research Analysis.
She is the Lead Trainer at Centonomy, having facilitated courses for over 1,500 people to date through the Centonomy 101 Course, Corporate Training, Individual Financial Coaching as well as advisory services to Investment Groups. She is a personal finance author and has published various articles in the Business Daily ,Sunday Nation, and True Love Magazine. She is currently the personal finance columnist for the Saturday Nation.See Blog for Articles. She is regularly featured on TV and Radio (CNN, BBC, Citizen TV,NTV, KTN, CNBC, Capital FM, Kiss FM) and is renowned by their viewers and listeners for her ability to demystify money and investments in a way that is relevant. She has also been a panelist for UN Women on “Economic Empowerment for Women”.
She is also a founder and director of Origins Investment Group Advisors Ltd which works with Investment Groups. She also sits on the board of the Kenya Private Sector Alliance (KEPSA) – Gender Committee. She was nominated as amongst the top 50 Women Entrepreneurs in November 2007 by the Business Daily. Waceke holds Masters Degrees in Banking & Finance, Professional Accounting and is currently studying to become a Certified Financial Planner.
See Waceke’s Complete Profile
Florence Githu – Office and Events Manager
Florence is the Office Manager in charge of Public Relations, Media and Event management. She has worked in both the media as a journalist and in the Public Relations field both as an administrator and as an event coordinator for three years where she organized local and international conferences for leading organizations and parastatals.
At Centonomy, her role involves co-ordinating the Centonomy 101 Courses and managing the online communication including social media and websites(s). Her achievements have led to development of our interactive sub brand portals and blogs; CentsibleWoman and MoneyCentral where various everyday Conversations about Money occur. She is lead by her passion for creation of awareness of life skills, of which money management is an integral part.
She is also in charge of managing the Individual Financial Coaching schedule ensuring both the clients and the Financial Planners remain committed to the set timelines of the financial planning process, which enables the client to commence their new journey into Financial Freedom.
She holds a Diploma in Journalism and Public Relations from the Kenya Polytechnic University College.
Investment
Want to see how this happens? Our Events dubbed the “Centsible Woman Financial Rendezvous” are about bringing women together to have these Conversations around Money. We have women who share their true life experiences on their individual journey’s to financial freedom. They will tell you about the other side of investments, the ones that create true wealth. You will also get a chance to network, and learn in a fun filled environment.
Centsible Minds
Want to see how this happens? Our Events dubbed the “Centsible Woman Financial Rendezvous” are about bringing women together to have these Conversations around Money. We have women who share their true life experiences on their individual journey’s to financial freedom. They will tell you about the other side of investments, the ones that create true wealth. You will also get a chance to network, and learn in a fun filled environment.
MoneyCentral is an interactive personal financial website. Our purpose is to give you not only information via our blog but also access to financial tools that you can use as you plan your money.
